Finance

Over the last decade, Australia has witnessed a significant shift in investment behavior. While many investors once relied heavily on individual stock picking, active fund managers, and traditional superannuation portfolios, a new trend has taken hold: passive investing through Exchange-Traded Funds (ETFs).

In early 2026, the Social Security Administration (SSA) announced that benefits for approximately 75 million Americans will rise by 2.8 percent. This adjustment — known as the cost-of-living adjustment (COLA) — will translate to an average increase of about US$56 per month for retired workers. Though modest, the raise sends a message: the government is proceeding with incremental support to preserve retirees’ purchasing power amid ongoing inflation pressures. As the SSA puts it: “Social Security is a promise kept, and the annual cost-of-living adjustment is one way we are working to make sure benefits reflect today’s economic realities.” However, many seniors say the increase still falls short of covering rising costs in housing, healthcare and daily expenses.

In the U.S., credit cards are more than just a payment tool — they are a reflection of the nation’s financial habits, lifestyle choices, and evolving priorities. From record-high debt levels to the rise of digital wallets and buy-now-pay-later (BNPL) options, the latest credit card trends tell a fascinating story about how Americans spend, save, and manage their financial well-being. This article explores the most recent data and insights, revealing what these credit card patterns truly say about U.S. consumers in 2025.

In a world where every dollar counts, managing your finances efficiently has never been more important. Gone are the days of paper budgets and manual tracking. Today, a wide range of finance apps can help you take control of your money, track expenses, invest wisely, and plan for the future—all from the palm of your hand.

Warren Buffett, known as the Oracle of Omaha, is one of the most successful and respected investors in history. As the CEO of Berkshire Hathaway, he built an empire valued at hundreds of billions of dollars through disciplined, long-term investing.

Bitcoin Exchange-Traded Funds (ETFs) have emerged as a revolutionary bridge between traditional finance and the cryptocurrency world. A Bitcoin ETF allows investors to gain exposure to Bitcoin without the complexity of owning or managing the digital currency directly. Unlike futures-based ETFs, spot Bitcoin ETFs hold actual Bitcoin as their underlying asset, tracking its market price in real time.

For millennials, managing money has never been more important. Rising living costs, student loan debts, and the gig economy have created new financial challenges. Smart budgeting is no longer just a skill — it’s a necessity. By learning effective budgeting strategies, millennials can build wealth, reduce debt, and achieve financial independence faster than previous generations.Keywords: smart budgeting tips, budgeting for millennials, financial freedom, personal finance management.

When it comes to borrowing money, many individuals turn to well-established financial institutions for security, reliability, and competitive rates. Chase Bank personal loans are often a topic of interest for people looking to consolidate debt, cover medical expenses, or fund large purchases. However, one common question arises: are Chase personal loans only available to existing customers?

Debt consolidation is a strategy that can transform how borrowers manage multiple debts. Among the leading financial institutions offering this solution is Navy Federal Credit Union (NFCU). With millions of members, especially military service members, veterans, and their families, Navy Federal provides a range of lending options designed to simplify financial obligations. One of the most effective tools is the Navy Federal debt consolidation loan. This article explores how these loans work, their benefits, and what borrowers need to know before applying.

Driving for rideshare platforms like Uber, Lyft, or Bolt has become a flexible way for many people to earn consistent income. While the idea of making $100 a day as a rideshare driver may sound challenging, with the right strategies it is entirely possible. By focusing on location, timing, expenses, and customer service, drivers can turn their vehicle into a profitable business. This guide will break down proven techniques to help drivers maximize their earnings while keeping costs low.

In 2025, blockchain technology is no longer limited to cryptocurrencies. One of the fastest-growing trends in digital finance is the tokenization of real-world assets (RWAs) — transforming how people invest in real estate, commodities, art, and even company shares.

Artificial Intelligence (AI) is no longer a futuristic concept — it’s actively reshaping how we analyze markets, execute trades, and manage financial assets. In 2025, AI has become a core driver of innovation in financial services, from hedge funds using machine learning to banks deploying AI-powered risk analysis tools.